Before booking an Under Construction Luxury Apartments Gurgaon, check 6 things to protect your money until handover: the project’s Haryana RERA record and draft agreement for sale, the payment plan, the designated project bank account, GST and TDS, the delayed possession compensation rate, and the cancellation refund terms. Before you sign the agreement for sale, the law caps your payment at 10 percent of the flat’s cost. Each rule below comes from the RERA Act 2016, Haryana’s 2017 RERA rules, or the Income-tax Act, 2025, worked out in rupees on a \u20b96 crore flat.<\/p>\n\n\n\n
Gurugram launched 5,200 new homes and sold 5,435 in the April to June 2026 quarter. With launches almost matching sales, buyers comparing under-construction luxury apartments in Gurgaon have many towers to choose from, so the choice should come down on how well each one protects the money paid during the build. Under Construction Luxury Apartments Gurgaon.<\/p>\n\n\n\n
These are the 6 checks, in the order they come up during a booking:<\/p>\n\n\n\n
Location, size, and density are a separate question, covered in our guide to what affects the value of luxury apartments in Gurgaon<\/strong><\/a>.<\/p>\n\n\n\n Start with the project’s page on the Haryana RERA website<\/a>. It lists the promoter, each land and building approval with its date, the declared completion date, and the designated bank account, all filed by the developer.<\/p>\n\n\n\n Section 13 of the RERA Act applies to every payment made before the agreement for sale is registered, including the booking amount and any application money. On the example flat, that means no more than \u20b960 lakhs can leave your account before registration.<\/p>\n\n\n\n Haryana’s 2017 RERA rules include a model agreement for sale. Compare your draft with it and read 4 clauses closely: the possession date, the carpet area of your unit, the payment schedule and the interest rate for delays. The possession date in this agreement is the one the regulator will enforce, whatever the brochure says.<\/p>\n\n\n\n A construction-linked plan asks for money as floors and milestones are completed, so each payment follows visible progress on site. A time-linked plan asks for fixed amounts on fixed dates, whether the slabs are cast or not.<\/p>\n\n\n\n Split plans move the risk differently. A plan asking for 20 percent early, 30 percent during construction and 50 percent at possession sends \u20b91.2 crore out at the start and \u20b91.8 crore during the build, and holds \u20b93 crore until the keys are ready.<\/p>\n\n\n\n Late payment costs you as well. Section 2(za) of the RERA Act says the interest a developer charges a buyer for default must equal the interest it pays the buyer for its own default, so the 2 rates in your agreement should match. Exit before possession is a separate clause, explained in our guide on assessing the resale potential of a luxury apartment<\/strong><\/a>.<\/p>\n\n\n\n Section 4(2)(l)(D) of the RERA Act requires the developer to deposit 70 percent of the money collected from buyers in a separate bank account for that project. The money can be used only to pay for the land and construction costs of the same project.<\/p>\n\n\n\n Withdrawals must be proportional to the work completed, and an engineer, an architect, and a chartered accountant in practice must certify each withdrawal.<\/p>\n\n\n\n Pay every instalment into the account named in the HRERA record and keep each bank receipt. Question any demand letter that names a different account before you transfer.<\/p>\n\n\n\n Under Section 11 of the Act, the developer must also upload quarterly construction updates to the regulator’s website, which you can compare with what you see on a site visit.<\/p>\n\n\n\n GST on an under-construction flat outside the affordable category is an effective 5 percent of the agreement value, with no input tax credit for the developer. On the example flat, that adds \u20b930 lakhs, billed with each instalment. A flat bought after its occupation certificate is issued attracts no GST, which is a key point in any comparison with a ready home.<\/p>\n\n\n\n TDS is the buyer’s duty. From 1 April 2026, Section 393(1) of the Income-tax Act, 2025 replaces the old Section 194-IA and requires you to deduct 1 percent on property worth \u20b950 lakh or more. On the example flat, that is \u20b96 lakhs, deducted as you pay and deposited with the tax department.<\/p>\n\n\n\n Stamp duty and registration charges are paid later, on the conveyance deed at handover, so keep that amount outside your construction budget.<\/p>\n\n\n\n If the developer misses the possession date in your agreement, Section 18 of the RERA Act gives you 2 choices. You can stay in the project and receive interest for every month of delay until handover, or withdraw and get your money back with interest.<\/p>\n\n\n\n In Haryana, Rule 15 of the state’s 2017 RERA rules sets that rate at SBI’s highest marginal cost of lending rate plus 2 percent. With SBI’s 3-year MCLR at 8.95 percent from 15 October 2026, the rate works out to 10.95 percent a year.<\/p>\n\n\n\n To estimate your own claim, multiply the amount you have paid by this rate and divide by 12. If you paid \u20b92 crores by the due date, each month of delay earns about \u20b91.83 lakh, or about \u20b921.9 lakh for a full year.<\/p>\n\n\n\n Haryana RERA has also held that a possession offer made before the occupation certificate is issued is not valid, so the interest keeps running until a proper offer is made.<\/p>\n\n\n\n If a booking is cancelled, HRERA Gurugram’s 2018 regulations on earnest money let the developer keep no more than 10 percent of the total sale consideration. The balance must be refunded with interest.<\/p>\n\n\n\n In an October 2024 ruling on a \u20b91.28 crore flat, the authority found that the developer had forfeited \u20b939.42 lakh and limited the deduction to about \u20b912.83 lakh. It ordered the rest returned with interest at 11.10 percent a year.<\/p>\n\n\n\n Read the cancellation clause in your draft against this cap, and raise any clause that allows a larger deduction before you sign.<\/p>\n\n\n\n When buyers bring us a booking form for a tower still under construction, we read the HRERA record before we open the price list. Most questions about delay risk are answered by what the developer has already filed.<\/p>\n\n\n\n Next, we lay the payment plan beside the construction schedule. If the developer plans to build more than the buyer pays in a year, the buyer is funding the developer’s timeline instead of their own home.<\/p>\n\n\n\n We also look for a named principal contractor and a regular quarterly filing record, because you can check both independently.<\/p>\n\n\n\n “Read the agreement as if handover will be late, and book only if you are still comfortable.”<\/em><\/p>\n\n\n\n Experion The Trillion<\/a><\/strong> is located at Plot GH-03, Sector 48, Gurugram, near Subhash Chowk on Sohna Road. Places near Experion The Trillion, by drive time from the site:<\/p>\n\n\n\n The project’s HRERA record shows registration RC\/REP\/HARERA\/GGM\/911\/643\/2025\/14 dated 11 February 2025, a declared completion date of 31 December 2032, and a designated project account with DBS Bank India. Tata Projects is the principal contractor under a contract worth over \u20b9800 crores.<\/p>\n\n\n\n Daily life at Experion The Trillion Gurgaon<\/strong> includes over 80 percent green space, a Lake Forest landscape with water features, more than 1 lakh sq ft of social spaces, a 3-storey Social Hub and a dedicated school drop-off and pick-up gate. This Experion The Trillion lifestyle is planned across 540 homes in 3 towers of 45 floors on 5.5 acres, with 4 corner homes on each floor.<\/p>\n\n\n\n For buyers weighing an Experion The Trillion investment<\/strong>, the project cost filed with the regulator is about \u20b91,586 crores, of which land accounts for about \u20b9572 crores.<\/p>\n\n\n\n On an under-construction flat, your protection is fixed in writing before the first payment.<\/p>\n\n\n\n Floor plans, unit carpet areas and current availability for Experion The Trillion Sector 48 Gurgaon are on the project page at Experion The Trillion. Legal, tax and interest figures in this guide reflect the rules and rates in force on the date of publishing.<\/p>\n\n\n\nDocuments to Check Before Buying an Under Construction Flat<\/h2>\n\n\n\n
Construction Linked Plan vs Time Linked Plan<\/h2>\n\n\n\n
RERA Escrow Account 70 Percent Rule<\/h2>\n\n\n\n
GST on Under Construction Flat and TDS on Property Purchase<\/h2>\n\n\n\n
Delayed Possession Compensation Under RERA<\/h2>\n\n\n\n
Flat Booking Cancellation and Refund Rules in Haryana<\/h2>\n\n\n\n
Our Gurgaon Advisory Desk on Booking Under Construction Flats<\/h2>\n\n\n\n
Experion The Trillion Location and Places Nearby<\/h2>\n\n\n\n
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Before You Sign the Booking Form<\/h2>\n\n\n\n
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